Motor Legal Expenses

Non-fault motor accidents – Uninsured Loss Recovery & Motor Legal Expenses

If you’re involved in a non-fault accident, you need to know that you have the support and expertise at your disposal to ensure that you’re back on the road as soon as possible.

Your motor insurance policy will take care of the vehicle damage if you’re involved in a non-fault accident but you may incur other losses such as:

  • Hire vehicle (HGV, van, taxi or car)
  • Loss of use
  • Loss of earnings
  • Personal injury
  • Excess

At GRP Insurance Services we provide a complete uninsured loss recovery & motor legal expenses insurance policy, offering a comprehensive range of services to handle any and all types of losses that you may incur as a result of a non-fault accident. Our experts will arrange the provision of a like-for-like replacement vehicle, manage the repairs to your own and instruct a solicitor to pursue an injury claim should it be required.

We may recommend motor insurers that provide uninsured loss recovery and motor legal expenses under their standard policy cover, alternatively we will offer you this specialist standalone policy.

GRP Insurance Services proactively seek recovery of your losses following non-fault claims. As well as securing early reimbursement, this means that a non-fault claim can be disregarded when compiling claims experience for renewal purposes. This invariably has a favourable effect on the renewal terms that we are able to negotiate on your behalf.

No Deduction from Injury Settlements

Recent reforms introduced by the Ministry of Justice have meant that costs incurred for a personal injury solicitor are now taken from the settlement awarded to the non-fault driver.

Under the GRP Insurance Services motor legal expenses policy, no deduction is made from the injury award, meaning that you keep 100% of your settlement.

Key features

  • Roadside recovery
  • Repair management
  • Temporary replacement vehicle
  • Uninsured loss recovery
  • Personal injury
  • Negotiation of liability with third party/third party insurers

Contact us

For advice or a quotation, talk to our experienced UK based team, who will be pleased to discuss your needs and provide you with an insurance solution best suited to your requirements at a competitive price.


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